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15 Moments to Remember From beauty services at home

The beauty services at home provide the best beauty treatment, which you can’t forget and you will always want to get this moment again.

The Glow up India must provide the best opportunity in the Mumbai, but beauty services at home is widely spread in all over the world and number of people are using this best opportunity at the home

There are the 15 moments to remember from the beauty services at home is given below

  • People choose the beauty services at the home they thought that it will be more expensive when we will go outside.
  • The new thought of people is that they have to go for beauty services at the home because another way can be more difficult.
  • It is the great thought of people is that the beauty services at home are the best way to get the best beauty care
  • It saves the valuable time
  • It makes the good effort in mind of the people
  • It serves the great opportunity at the home with best beauty treatment
  • It makes the possible to do the other work of the home with beauty treatment
  • It gives the great rest along with the beauty care at the home
  • It turns your upside down with its great facility of the beauty services at home
  • In some occasion or marriage event, it must provide the best beauty treatment of the groom and along with that they also provide the best opportunity to another member of the groom.
  • It makes the great thought in the mind of people by its best beauty services
  • It serves the best opportunity in all over the world.
  • It is the better way to get the best beauty treatment facility at home.
Education

  1. Medicine of quinine is produced by—
  • eucalyptus plant
  • aconite plant
  • cinchona plant
  • money plant
  1. Chief source of energy in environment is—
  • fire (B) moon

(C) sun              (D) stars

  1. When trees are cut, amount of oxygen ?
  • decreases
  • increases
  • both (A) and (B)
  • remains same
  1. Process through which plants reproduce—
  • eating
  • evaporation
  • pollination
  • condensation
  1. 71% of earth surface is covered with—
  • land (B)    air

(C) water             (D)    coal

  1. A natural phenomenon that becomes harmful due to pollu­tion is—
  • global warming
  • ecological balance
  • greenhouse effect
  • desertification
  1. The pollutant responsible for ozone holes is—
  • C02 (B)    S02

(C) CO                 (D)    CFC

  1. One of the best solutions to get rid of non-biodegradable wastes is—
  • burning (B)    dumping

(C) burying         (D)    recycling

  1. Animal dung is……..
  • Biodegradable
  • Non-biodegradable
  • Hazardous
  • Toxic ;
  1. Which of the followihg is bio­degradable?
  • Iron nails.
  • Plastic mugs
  • Leather belts
  • Silver foil
  1. Which of the following is non- biodegradable ?
  • Animal bones
  • Nylon
  • Tea leaves
  • Wool
  1. Name one non-biodegradable waste which may pollute the earth to dangerous levels of toxicity, if not handled properly.
  • DDT
  • CFC
  • Radioactive substances
  • PAN
  1. In a lake polluted with pesti­cides, which one of the following will contain the maximum amount of pesticides ?
  • Small fish
  • Microscopic animals
  • Big fish
  • Water birds
  1. Name the substance whose accumulation in pelicans of Lake Michigan led to the formation of thin shells of their eggs—
  • CFC (B) PAN

(C) DDT            (D) PAC

  1. Air pollution causes—
  • global warming
  • floods
  • acid rain
  • All of the above
  1. Deforestation is one of the sources of pollution because—
  • it increases the oxygen levels produced
  • it decreases the Carbon di­oxide
  • it causes fertilizers to wash away in the water
  • it decreases atmospheric power to absorb carbon dioxide
  1. Oil spills are a source of pollu­tion for—
  • water
  • land and water
  • land and air
  • air and noise
  1. Which of the following indicates the types of soil erosion in decreasing order of damage caused in India ?
  • Ravine erosion and gullies, alkalinity and salinity, weeds and water-logging
  • Alkalinity and water-log­ging, ravine erosion and weeds
  • Water-logging, weeds, salinity and ravine erosion
  • All are equally damaging
  1. Which of the following States has very little alluvial soil ?
  • Bihar
  • Madhya Pradesh
  • Tamil Nadu
  • Punjab
  1. The soils of the Plains have not been derived—
  • from the Himalayan rocks
  • from the Peninsular rocks
  • only from the r$>cks existing locally
  • from material brought by the rivers
  1. Match the following types of soil and regions where they are found in India—
List-I
(a) Alluvial soils
(b) Black soils
(c) Red soils
(d) Laterite soils
List-II
1. Highland areas Plateau of the
2. Periphery of the Plateau
3. Deccan lava tracts
4. River basins and plains coastal

 

 

(a) (b) (c) (d)
(A) 4 3 1 2
(B) 4 2 3 1
(Q 1 2 3 4
(D) 4 3 2 1

 

Answers
  • Which of the following soils is formed under typical monsoonal conditions ?
  • Black soils
  • Red soils
  • Laterite soils
  • None of the above
  1. Which of the following is incorrect ?
  • Red soils are rich in iron
  • Black soils are rich in phos­phorus, nitrogen and organic matter
  • Alluvial soils are rich in potash but poor in phosphorus
  • Red soils are suitable for cultivation of pulses and coarse grains
  1. Which is the chief characteristic of the soil of the Indo-Gangetic plain ?
  • It is derived from Hima­layan rocks
  • It is rich in humus
  • It is formed of peninsular rocks
  • It is derived from local rocks
  1. Where in India would you find endemic flora ?
  2. Gangetic Plains
  3. Peninsular areas
  • Himalayas
  1. Thar desert
  • II and III (B) I only
  • III only (D) II and IV
  1. Assertion (A) : Most of the ‘exotics’ or plants that have come to India from outside are trouble some weeds which thrive here. Reason (R) : They have no ‘natural’ enemies of their home land to curb them in their new habitat.
  • (A) and (R) are true but (R) is not a correct explanation of (A)
  • (A) and (R) are true and (R) correctly explains (A)
  • (A) is true but (R) is untrue
  • (A) and(R) are both incorrect

 

  1. Mahogany, Jamun, Bamboo, and Palm are typical of Wet Ever­green vegetation to be found in—
  • Southern Sahyadris
  • Hill regions of Shillong plateau
  • Shiwaliks
  • I and III (B) II and III
  • II only (D) I and II
  1. Tropical moist deciduous vege­tation is to be found in Sahyadris, north-east plateau of the Penin­sula, and in the Shiwaliks. Which of the following is not a tree species of this group ?
  • Teak (B) Sal

(C) Sandalwood (D) Deodar

  1. The Indo-Gangetic plains of India are fertile due to—
  • the heavy and timely rains and forests
  • alluvial soils brought by the rivers from the mountains
  • hard labour of the farmers over the generations
  • better irrigation facilities
  1. Which one of the following state­ments about forests is not correct ?
  • Forests in the equatorial regions of India are less dense than the monsoon forests
  • Coniferous forests of high latitudes yield soft wood
  • Large-scale exploitation of forests has caused soil erosion and repeated floods
  • Between 2000 m and 3000 m. elevation on the Himalayas grow deodar, chinar, and walnut
  1. Which state has very little alluvial soil area ?
  • Tamil Nadu
  • Haryana
  • Madhya Pradesh
  • West Bengal
  1. One area in which peaty soil is found is—
  • Kashmir valley
  • Madhya Pradesh
  • Kerala
  • Rajasthan
  1. Where is the greatest variety of flowers found ?
  • Kerala
  • Uttar Pradesh hills
  • Assam
  • Sikkim

 

  1. The evergreen variety of the

tropical rain forest is found in—

  • Assam (B) West Bengal
  • Odisha (D) All of these
  1. Khaddar soils are found
  • in piedmont plains
  • in flood plains
  • over low plateaux
  • over steep slopes
1. (C) 2. (C) 3. (A) 4. (C) 5. (C)
6. (C) 7- (D) 8. (D) 9. (A) 10. (C)
11. (B) 12. (C) 13. (D) 14. (C) 15. (D)
16. (D) 17. (B) 18. (A) 19. (B) 20. (C)
21. (D) 22. (C) 23. (B) 24. (A) 25. (A)
26. (B) 27. (D) 28. (D) 29. (B) 30. (A)
31. (C) 32. (C) 33. (B) 34. (D) 35. (B)
P.Darpan

 

 

 

Continued from Page 109

  1. After RBI’s Monetary Policy 2016-17, the difference between repo rate and reverse repo rate becomes—
  • 25 bps (B) 50 bps
  • 100 bps (D) No difference
  1. What is Cash Reserve Ratio (CRR) as per RBI’s Monetary Policy 2016-17 ?
  • 3-5% (B) 3-75%
  • 4-0% (D) 4-25%
  1. What is true for Marginal Stand­ing Facility (MSF) as per the Monetary Policy 2016-17 annoqnced on April 5, 2016 ?
  • Reduced by 25 bps
  • Reduced by 50 bps
  • Reduced by 75 bps
  • No change
  1. What is Statutory Liquidity Ratio (SLR) e.f April 2, 2016 ?
  • 21-0% (B)           21-25%
  • 21-5% (D)           21-75%

Answers

(Trade and Industry)

  1. (B) (D)  3.    (B)  4. (C)    5. (A)
  2. (C) (B)  8.    (B)  9. (D) 10. (A)
  3. (B) (C) 13. (D)    14. (D) 15. (B)
  4. (C) (A) 18. (B)     19. (C) 20. (D)
  5. (B) (B) 23. (C)     24. (C) 25. (B)

P.Darpan

Education

Organisation/

Movement/Society

Year Place Founder/Leading

Figures

Principles/Ob jecti ves
• Atmiya Sabha (Spiritual Society) 1816 Calcutta Ram Mohan Roy Monotheism and goodness of an almighty God.
• Brahmo Samaj 1828 Calcutta Ram Mohan Roy, Devendra Nath Tagore, Keshab Chandra Sen Reacted against Social Stagnation, interpretated religion with reason and logic, opposed idol-worship and priesthood.
• Tattvabodhini Sabha 1838 Calcutta Devendra Nath Tagore To disseminate truths about the supreme existence and immutable reality.
• Dharma Sabha 1830 Calcutta Radha Kanta Deb To Counter Brahmo Samaj Movement.
• Young Bengal Move­ment 1827 Calcutta Henry Vivian Derozio Ideas of equality, liberty, fraternity and to live and die for truth and advocated the human reason.
• Prarthana Samaj 1867 Maha­

rashtra

M. G. Ranade, Atma Ram Pandurang,

R.G. Bhandarkar

Removing the evil social customs and practices such as untouchability, child marriage etc.
• Radha Swami Move­ment 1861 Agra Tulsi Ram (Shiv Dayal Saheb) Supremacy of Guru and spirit of service and all religions are true.
• The Veda Samaj 1864 Madras K. Sridharalu To stop caste distinctions and evil social customs.
• The Shuddhi Move­ment 1890’s Punjab Swami Shraddhananda To purify Hindus who had converted into Islam and Christianity.
• Servants of India Society 1915 Bombay Gopal Krishan Gokhale To prepare the Indian masses for dedication to social service.
• Lokhit Wadi 1880’s Gopal Hari Deshmukh Urged the people to be self restraint, to seek western education and advocated the upliftment of women.
• Rahnumai Mazdaya- sanan Sabha 1851 Dada Bhai Naoroji, Naoroji Furdonji, J.B. Wacha and S.S. Bangali Restoration of Zorastrian religion in its purest form.
• Seva Sadan 1885 Bombay Behramji M. Malabari Welfare of the socially deprived people especially women.
• Theosophical Society 1875 Adyar (In India) Madam H.P. Blavatsky, H.S. Olcott, Annie Besant Advocated equality and fraternity of all men, endorsed Hindu beliefs of reincarnation, karma, yoga and immortality of soul.
• Ramakrishna Mission 1897

A.D.

Baranagar Swami Vivekanand, Swami Ramakrishna Paramahansa All religious are true, opposed the evils of untouch­ability, caste-system, superstitions “and advocated upliftment of women in society.
• Satya Shodhak Samaj 1873

A.D.

Jyotiba Phule Worked against the evil of untouchability and oppression of the upper caste on the lower castes.
• Arya Samaj 1875

A.D.

Bombay Swami Dayanand Believed in the infallibility of the vedas, opposed the idol-worship, reincarnation of God theory, opposed child marriage.
• Aligarh Movement 1875

A.D.

Aligarh Sir Syed Ahmad Khan Advocated education to all including women, opposed polygamy, illiteracy and other social evils, believed in rational and scientific views.
• Deoband Movement 1866

A.D.

Deoband Muhammad Qasim Nanautavi and Rashid Ahmad Gangohi Presented Islam in its pure form based on the Quran and life of the last prophet Muhammad(s).
• Justice Party 1916

A.D.

T.M. Nair, Sri Pitti Theagaraja Chettiar, and Ramaswamy Naicker Fight against the evil of untouchability and Brahmin dominance in the society believed in social equality.
• Bahishkrit Hitakarini Sabha 1924

A.D.

Bombay Dr. B. R. Ambedkar Social upliftment of Lower Castes, eradication of the evil of untouchability and equal status to all.
• Harijan Sevak Sangh 1932 Mahatma Gandhi, Ghanshyam Das Birla Uproot the evils of untouchability.
• Nirankari Movement 1840s – ~~ Baba Dayal Das Emphasized the worship of formless God, opposed idolatry, consumption of meat and liquor and other social evils.
• Namdhari Movement 1857 Punjab Baba Ram Singh, Balak Advocated equal social status to women, widow
Singh remarriage and opposed idol-worship etc.
• Singh Sabha 1873 Amritsar Thakur Singh Sandha- To restore the purity of Sikh religion, popularize the
walia and Giani Gian Sabha use of Punjabi etc.
9 Ahamadiya Movement 1889 Mirza Ghulam Ahmad Believed in a universal religion, opposed holy war against the non-Muslims etc.
9 Aravipuram Movement 1888 Sri Narayan Guru, Essence of all the religions is one and condemned
A.D. Dr.Palpu and Kumaran animal sacrifices, liquor consumption and obscene
Asan songs.
• Seva Samiti 1914 Allahabad Hridaya Nath Kunjru Social service during natural calamities, spread education, reform criminals.
• Social Service League 1911 Bombay Narayan Malhar Joshi Securing better life and work for the masses.
• Indian National Social 1887 Bombay M.G. Ranade, Raghu- The social reform cell of Indian National Congress,
Conference nath Rao attached with pledge movement.
• Satnami sect at Chha- Bilaspur Guru Ghasi Das Equality of human being, belief in a single true God
ttisgarh and absention from liquor, meat, drugs etc.
•      Madras Hindu Associa­tion

•      Deva Samaj

1904 Madras Mrs. Annie Besant Social purity movement, opposed Devadasi System.
1887 Lahore Shiv Narain Agnihotri Supremacy of Guru, ideal social conduct.
• Sangat Sabha 1859 Calcutta Keshav Chandra Sen To discuss social and spiritual problems of the day.
• Brahmo Samaj of India 1866 Calcutta Keshav Chandra Sen Social and Moral reformation of India.
• Indian Reform Assoc- 1870 Calcutta Keshav Chandra Sen To create public opinion against child marriages and
iation improve the social status of women.
• Deccan Education 1884 Pune M. G. Ranade, G. G. Social reform and expansion of education.
Society Agarkar, V. G. Chib- donkar
• Madras Hindu Associa- 1892 Madras Viresalingam Fantalu Social purity movement and oppose to Devadasi
tion System.
• Bharat Dharma Maha- 1902 Varanasi Madan Mohan Apex organisation of the orthodox Hindus.
mandala Malviya, Pt. Din Dayal Sharma
• Poona Seva Sadan 1909 Pune G.K. Devadhar and Ramabai Ranade Economic upliftment of the women.
• Nishkam Karma Math 1910 Pune D. K. Karve All round upliftment of women.
• Satya Mahima Dharma 1860’s Joranda Mahima Gosain Believed in existence of one deity : Alakh Param
(Orissa) Brahma.
• Swami Narain Sect 1820’s Gujarat Swami Sahajanand Advocated vegetarianism, monotheism and pure and simple life.
• The Bharat Dharma 1887 Hardwar Pandit Din Dayalu For the defence of Hinduism from both within and
Mahamandal Sharma outside it.
• DAV Education Move- 1886 Lahore Lala Hans Raj To spread the ideas ofArya Samaj.
ment
• Jat Pat Todak Mandal 1922 Lahore Bhai Parmanand Condemned caste system
• Param Hansa Mandali 1849 Maha- Dadoba Pandurang, Bal Denied the caste system and Brahmanical monopoly
rashtra Shastri Jhambekar of knowledge.
• Society for Social 1878 Madras Kandukuri Widow remarriage, female education and against
Reform (anti nautch movement) Virasalingam Pantulu hiring dancing girls.
• National Social Con- 1873 Bombay M.G. Ranade, Ramabai Emancipation of women.
ference Ranade
• Sharda Sadan 1901 Bombay Pandita Ramabai Upliftment and Education of widows.
• Mahakali Pathshala 1893 Calcutta Maharani Tapaswini Female Education.
• The Arya Mahila Samaj Bombay Ramabai Ranade Provide support to newly educated women.
• The Bharat Shree Maha- 1910 Allahabad Sarla Devi Chaudhrani To promote the common interest of women.
mandal
• The Women’s Indian 1915 Madras Dorothy Jinarajadasa Classes for sewing, first aid for women.
Association
• The National Council of 1925 Bombay Mehribai Tata For the advancement of women.
Women for India
• The All India Women’s 1927 Pune Margaret Cousins Most truly women organisation which spoke for all
Conference AIWC women in India.

 

-SSST


 

 

  1. At end-December 2015, the foreign debt on India stood at—
  • $ 483-2 billion
  • $ 480-2 billion
  • $ 478-3 billion
  • $ 475-6 billion
  1. At end-December 2015, the per­centage share of short-term debt in India’s total foreign debt was—
  • 18-5% (B) 18-2%

(C) 17-8%          (D) 17-0%

  1. The share of concessional debt in total foreign debt at end-March 2015 was 8-8% which at end- December 2015 became—
  • 8-5%
  • 8-7%
  • Remained uncharged at 8-8%
  • 9-6%
  1. The ratio of short-term external

debt to foreign exchange reserves at end-December 2015 stood at—

  • 22-6% (B)    23-0%

(C) 23-3%            (D)    24-2%

  1. India’s foreign exchange reserves

provided a cover of……. per cent

to total external debt stock at end-December 2015.

  • 73% (B)     76%

(C) 79%               (D)     81%

  1. Recently IMF has revised its quota composition for different nations. What is true for India’s quota ?
  • It remained unchanged at
  • 44%
  • It has been decreased to 2-14%
  • It has been raised to 2-7%
  • It has been raised to 2-95%
  1. After India’s quota revision in IMF, the percentage voting right for India now stands at—
  • 2-4% (B) 2-6%

(C) 2-8%            (D) 3-0%      ,

  1. Pradhan Mantri Ujjwal Yojana is related to—
  • Provide electricity connec­tion to BPL families
  • Provide LPG connection to BPL families
  • Clean the villages
  • None of the above
  1. The interest rate on PPF w.e.f. April 1, 2016 has become—
  • 8-7% (B)    8-5%

(C) 8-3%              (D)    8-1%

  1. The interest rate on Kisan Vikas Patra before April 1, 2016 was

8-7% which now changed to…….

per cent w.e.f. April 1, 2016.

  • 7-8% (B)    8-0%

(C) 8-3%              (D)    8-5%

  1. According to CPSE Survey 2014-

15, there were………. CPSEs in

2014-15, out of which……… were

in operation.

  • 296,235 (B)    298,235

(C) 298,241          (D)    299,235

  1. Out of 235 central public sector

enterprise how many CPSUs earned profit during 2014-15 ?

  • 142 (B)     151

(C) 157                 (D)     163

  1. On which of the following taxes has 0-5% agriculture welfare cess been imposed in Budget 2016-17 ?
  • Income Tax
  • Corporate Tax
  • Excise Duty
  • Service Tax
  1. As per the CSO’s estimates, the per capita income in India (at current prices) during 2015-16 stood at—
  • ? 72,889 (B) ? 77,431

(C) ? 86,879        (D) ? 93,231

  1. As per CSO’s estimates, the per capita income in India (at constant prices 2011-12) for the year 2015-16 stood at—
  • ? 72,889 (B) ? 77,431

(C) ? 86,879        (D) 193,231

  1. What is the GDP growth rate in India for 2015-16 as per CSO’s estimates ?
  • 6-2% (B) 7-2%

(C)    7-6%           (D) 8-2%

  1. The expected real growth rate in per capita income of India during 2015-16, as per estimates of CSO, stood at—
  • 6-2% (B) 7-2%

(C)    7-6%           (D) 8-2%

  1. Which of the following states secured the top position in Public Affairs Index (PAI) this year ?
  • Tamil Nadu
  • Kerala
  • Karnataka
  • Telangana
  1. According to the second advance foodgrain estimates for the year 2015-16, the total foodgrain pro­duction has been estimated at—
  • 258-32 million tonnes
  • 255-13 million tonnes
  • 253-16 million tonnes
  • 255-36 million tonnes
  1. The total rice production in 2015- 16 as per second advance food- grains estimates has been esti­mated at—
  • 110-16 million tonnes
  • 108-32 million tonnes
  • 105-52 million tonnes
  • 103-61 million tonnes
  1. What is true for RBI’s Monetary Policy 2016-17 announced on April 5, 2016 ?
  • Repo rate reduced by 50 bps
  • Repo rate reduced by 25 bps
  • Repo rate fixed at 6-75%
  • No change in repo rate

Continued on Page 114


CURRENT QUESTIONNAIRE


 

 

“You will never find time for anything. If you want time you must make it.”
  1. There is a controversy over 5 / 20 rule. What does the rule say ?
  • Only those Indian Carriers that have a 20-aircraft fleet and have operated in the domestic sector for five years can fly abroad
  • In the restructuring of bad debts of corporate sector the lender has an option to recaste the interest rate after 5 years’ interval
  • There must be five women directors in a corporate where the number of directors are 20 or more
  • Initially airlines working in India must have 20 aircrafts and out of those five must be 200 seaters
  1. Present day leaders on and often face VUCA. Which of the follow­ing does not fit in it ?
  • Volatility
  • Uncertainty
  • Complexity
  • Ambiguity
  • Under reporting
  1. Government of India launched ‘Setu Bhartam’ on March 4, 2016. Which of the following state­ments is incorrect about it ?
  • It aims to make all National Highways free of Railway cros­sings by 2019
  • Railway Over Bridges / Railway Under Bridges will be constructed
  • The cost of the project is ? 20800 crore
  • The project will be imple­mented by Indian Railways
  1. Who has been chosen for 47th Dada Saheb Phalke award ?
  • ‘Bharat Kumar’ Manoj Kumar
  • Anupam Kher
  • Kamini Kaushal
  • Sachin Bhaulffik

PD/June/2Q16/110

  1. World’s first and so far the only trillion dollar company—
  • Petro China
  • Apple
  • Rosnet
  • Exxon Mobile
  1. ‘Kash’ is the payment system based on—
  • Bitcoin
  • Direct Debit
  • Fingerprint ID
  • ‘Selfies’
  1. ‘Plaza Accord’ of 1985 is best known for its primary role in shaping—
  • Stock Market
  • Bond Market
  • Commodity Market
  • Currency Market
  1. Recently introduced ‘One Time Mandate’ feature is currently

being promoted mainly by……….

in India.

  • Insurance Companies
  • Stock Brokers
  • Mutual Funds
  • Payment Banks
  1. Primary deficit is equal to—
  • Budget Deficit-interest pay­ment
  • Fiscal Deficit- Interest pay­ment
  • Revenue deficit-interest pay­ment
  • Fiscal Deficit – Disinvest­ment proceeds
  1. The Tontine Coffee House is regarded as the precursor to—
  • London Stock Exchange
  • New York Stock Exchange
  • Frankfurt Stock Exchange
  • NASDAQ
  1. ‘Ant Financial’ is an affiliate of—
  • Amazon (B) Google

(C) Alibaba (D) Uber

  1. Which of the following was the first film studio listed on the Bombay Stock Exchange ?
  • Prabhat Films
  • K. Studio
  • Bombay Talkies
  • Mukta Arts
  1. Otis Elevators and Carrier Air Conditioner brands are owned by—
  • United Technologies
  • General Electric
  • Siemens
  • Donald Trump
  1. As per SEBI’s latest guidelines who will be tagged as the ‘Wilful Defaulter’ ?
  • Deliberate non-payment of dues despite adequate cash flow and net worth
  • Siphoning of funds to the detriment of the defaulting unit
  • Disposal / Removal of securi­ties without bank’s knowledge
  • All of the above
  1. Which of the following nuclear power plant units was shut down in the first second week of March 2016 due to leakage in primary heat transport system ?
  • Kalpakkam Nuclear Power Plant
  • bj^rora Nuclear Power Plant
  • Kakrapar Nuclear Power Plant
  • Rawatbhata Nuclear Power Plant
  1. India made its currency freely convertible in 1993-94 for—
  • Trading only
  • Investment purposes only
  • Trading and investment purposes
  • Trading, Investment and tourism purposes
  1. Accelerated depreciation allows for—
  • Greater deduction in the price of an asset during its earlier years to reduce their effective tax rates
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  • Greater deduction in the price of an asset during its middle years to reduce their effective tax rates
  • Greater- deduction in the price of an asset during its later years to reduce their effective tax rates
  • Greater deduction in the price of an asset during its entire period span of working life to reduce their effective tax rates
  1. Which of the following fund managers is slated to launch a hedge fund which accounts for the effects of natural disasters in its investment model ?
  • Bill MiUer
  • David Einhorn
  • Bill Ackman
  • Jeffrey Gundlack
  1. The Intercontinental Exchange (ICE) is one of the exchanges making a bid for the London Stock Exchange. ICE also owns the—
  • Deutsche Borse
  • NASDAQ
  • New York Stock Exchange
  • London Metal Exchange
  1. Goldman Sachs recently invested

………….. , Africa’s first ‘unicorn’

company.

  • Takealot Online
  • Africa Internet Group
  • Smile
  • Travelstart
  1. The ‘Pattersson Cycle’ pertains to—
  • Telecom Sector
  • Mining Sector
  • Aviation Sector
  • Technology Sector
  1. William Goldman uttered the “Nobody Knows Anything”. He was referring to—
  • Hollywood Insiders
  • Corporate Auditors
  • Stock Market Analysts
  • Weather Forecasters
  1. Which of the following women economists won nobel prize in economics ?
  • Joan Robinson
  • Elinor Ostrom
  • CarmmRogoff
  • Esther Duflo
  1. ‘Commuted pension’ refers to the portion of the corpus which is—
  • Withdrawn on retirement from the service
  • Converted into an annuity
  • Transferred to one’s spouse’s retirement corpus
  • Bequeathed to one’s descen­dants
  1. Which of the following com­panies was purchased by Warren Buf-fett, soon after it was em­broiled in a ‘salad oil’ scandal ?
  • KraftFoods
  • See’s Candy
  • American Express
  • Bank of America
  1. Which of the following was India’s first private sector mutual fund scheme ?
  • Franklin Bluechip
  • HDFC Top 200
  • Kotak 30
  • Taurus Star Share
  1. Which of the following goods are termed as ‘Veblin Goods’ ?
  • Whit Goods
  • Luxury Goods
  • Brown Goods
  • Basic Goods
  1. The first and the only Bharat Mata Mandir was constructed in 1930s in—
  • Ahmedabad
  • Kolkata
  • Varanasi
  • Surat
  1. Payments to ………… can also be

made through credit card.

  • National Pension Scheme
  • Mutual Funds
  • Public Provident Fund
  • Employees Provident Fund
  1. Which of the following state­ments is incorrect about Senior Citizen Savings Scheme?
  • Retirees of more than 55 years of age are eligible
  • Entire retirement proceeds or ? 15 lakh, whichever is higher, should be invested
  • The retirement proceeds should be invested within one month of retirement
  • Retirees earn extra 1% interest on their investments, as compared to others
  1. Which of the following Asset Management Companies, deth­roned HDFC Mutual Fund in February 2016 ?
  • Reliance •
  • ICICI Prudential
  • Franklin Templeton
  • Birla
  1. Whenever a commodity is in ‘Contango’ its futures price is the spot price.
  • Lower
  • Higher
  • Same as
  • No relation between the two prices
  1. As per a proposal of Union Budget 2016-17, long term capital gains tax can be avoided by investing the gains in—
  • Art Funds
  • Mutual Funds
  • Start-Ups related funds
  • Debt-Oriented fund of funds
  1. Which of the following statement is incorrect about Standup India Mission?
  • Standup India is one of the flagship schemes of the Modi government
  • It aimed at providing loans between ? 10 lakh and ? 1 crore to entrepreneurs
  • It aimed at providing loans to the backward sections of the society and Scheduled Castes and Scheduled Tribes and women entrepreneurs to start or expand their businesses
  • It helps small entrepreneurs without any discrimination
  1. Which of the following state­ments is incorrect about Panama Papers leaks ?
  • These papers provided infor­mation about the establishment of companies in tax haven coun­tries such as Panama to avoid taxes
  • Leaked documents relate to a Panama-based law firm Mossack Fonseca, which is said to feature links of over 500 Indians to firms and accounts in offshore tax havens
Answers with Hints
  • The names of Film Star Amitabh Bachchan, his daughter-in-law Aishwarya Rai, her parents and brother figured in the leaked documents as being directors in a firm in the British Virgin Islands
  • The papers have the names of top industrialists of India
  1. Which of the following resigned after his/her name appeared in Panama papers ?
  • Icelandic Prime Minister Sigmundur David Gunnlaugsson
  • Pakistani Prime Minister Nawaj Sharif
  • Sri Lankan Prime Minister Ranil Wickremesinghe
  • None of the above
  1. In which state is the prohibition not in operation ?
  • Gujarat (B) Bihar (C) Mizoram (D) Haryana
  1. Which of the following state­ments is incorrect about First Bi Monthly monetary policy review of 2016-17 ?
  • Repo rate was reduced by 25 basis points from 6-75 per cent to
  • 5 per cent
  • Reverse repo rate has been increased to 6 per cent from 5.75 per cent
  • GDP growth is projected to improve gradually to 7-6 per cent in 2016-17
  • The bank rate which is aligned to the MSF rate stands at
  • 5 per cent
  1. What percentage of foreign direct investment in India comes through automatic route?
  • 62% (B) 76%

(C) 85%              (D) 98%

  1. Which of the following com­panies has launched a ‘Digital Price Index’ for measuring infla­tion ?
  • Miscrosoft (B) Google (C) Amazon (D) Adobe
  1. (A) (E) 3. (D) 4. (A)
  2. (A) Petro China achieved this landmark only in 2007. However, some observers discount it, as only 2% of its capital was ‘free- floating’.

 

  1. (B) Its payment gateway allows merchants to accept payments directly from the bank account of the customer, thus obviating the need for any payment card.
  2. (D) It was an accord among France, Germany, Japan, USA and UK to* depreciate US dollar in relation to Japanese Yen and Deutschmark mark by inter­vening in currency maket.
  3. (C) It is a convenient way to invest in mutual funds, whether one chooses to invest a lump-sum amount or through systematic investment plan(SIPs) and can be set up by giving a one time instruction to the unit holder’s registered bank account.
  4. (B) It indicates the quantum of borrowing for purposes other than interest payment. Thus, zero primary deficit means that the total borrowing of the government is for interest pay­ment.
  5. (B) The Coffee House, esta­blished in New York in 1793, also served as venue for trading in stocks, before the brokers finally moved to NYSE’s own building.
  6. (C) Formerly ‘Alipay’ it owns and operates online payment platform offers mobile payment services; sells insurance products online and provides small loans to the businesses that set up virtual storefronts on Alibaba’s retail websites.
  7. (C) The Bombay Talkies was set up as a Joint Stock Company inl934 and was listed on Bombay Stock Exchange.
  8. (A) 14. (D) 15. (C) 16. (A) 17. (A)
  9. (A) The proposed hedge fund is called Seismic Value Partners. The fund will make bets based in part on a computer model designed to predict natural dis­asters. Miller is best known for his success to manage Legg Masson.
  10. (C) ICE is an American network of exchanges and clearing houses for financial and commodity markets. It owns and regulates 23 regulated exchanges and market places.
  11. (B)

 

  1. (D) Arthur Patterson, co-founder of Accel Partners, postulated that the tech industry follows approxi­mately 14-year cycles-eight years of growth and six years of retrenchment. This pattern has been observed since 1960s.
  2. (A)
  3. (B) Elinor Claire ‘Lin’ Ostrom won the Nobel prize in econo­mics in 2009 for the analysis of economic governance.
  4. (A) This could either be the whole or part of the corpus, depending upon the limits imposed by each scheme/country.
  5. (C) It involved part-financing a fraudulent company promoter, in 1963, who produced loans on the strength of consignments of water, masquerading as salad oil consignments. Amex lost about 58 million US dollar, and its stock fell by 50 per cent.
  6. (A) It was launched on Decem­ber 1,1993.
  7. (B) The term refers to goods for which demand increases with the increase in price, because of their exclusive nature and appeal as a status symbol. The term was coined after Thorstein Veblen, an economist.
  8. (C) The temple was constructed by militant-patriot Shiv Prasad Gupta at Varanasi in the 1930s. It was inaugurated by Mahatma Gandhi.
  9. (A) The investors have to bear a 1% transaction fee on such investments.
  10. (D) There are no preferential rates of interest. The current rate is 8-6% annually since Aprill, 2016, which will be reviewed quarterly.
  11. (B) Its AUM was ? 1-74 lakh crore as against HDFC’s ? 1-7 lakh crore. HDFC held the top slot since October 2011.
  12. (B)
  13. (C) Capital gains upto ? 50 lakh can be invested in certain approved Startup fund of Funds. The investment carries a three- year lock-in-period and pre­mature withdrawal will result in the tax benefits being reversed.
  14. (D) 35. (D) 36. (A) 37. (D) 38. (D)

 

Banking, Business, Education, Technology, World

Undoubtedly ! Credit plays an important and vital role in improving agricultural production, productivity and thus, mitigating the distress of the Indian farmers. Since, the Coop­erative Credit Societies (CCS) have been an important sources of credit to the farmers. The Commercial Bank have been active in giving credit to the farmers, which has led to increase in rural bank branches. The Govern­ment of India has adopted a ‘Policy of Multi-Agency Approach’ in agricul­tural credit. Presently, primary Agri­cultural Cooperative Societies; Land Development Banks; Commercial Banks; Regional Rural Banks etc. are financing agriculture. NABARD (National Bank for Agriculture and Rural Development-established on 12th July, 1982 has been playing a key role in promoting agriculture sector, through various financial schemes; so as to promote agriculture and income of the farmers. Presently, KCC (Kisan Credit Card) Scheme introduced in August, 1988 for short and medium term loans; Warehouse Infrastructure Fund (WIF)—loans to Public and Private Sectors for construction of warehouses, silos, cold storage and other cold-chain infrastructure; Special Project Unit-Kisan Credit Card (SPU-KCC)-set-up in January, 2013 by the NABARD for encourag­ing Cooperative Banks and Regional Rural Banks across the country to issue KCC Debit Cards, International Co-operation etc., for which Ministry of Cooperative Affairs (GOI) plays a significant in coordinating and orga­nizing interactions with other coun­tries etc. are an important components of the Ministry of Corporate Affairs (MCA, GOI).

Based on the Annual Report 2014-15 of the Ministry of Corporate Affairs      (MCA—Government          of

India—GOI), several achievements were made through various pro­grammes and activities during the year, those can be highlighted in brief as—

Major Achievements

  • Organizational Set-up/Infra- structure and Functional Activi­ties of the Ministry of Corporate Affairs (MCA-Government of India—GOI.)

Under the Ministry of Corporate Affairs (GOI), the supreme post is of 1-Secretary and under the Secretary, several posts namely— Additional Secretary, Joint Secretary, Directors, Additional Director etc. works accordingly as per the norms and conditions of the MCA.

[1] [2] Functional Activities—Admini­stration of the Companies Act, 1956; Dissemination of Official Statistics related to the Corporate sector; Implementation of e- Governance in MCA; Protection

Facts : At a Glance

Corporate Affairs Related
Activities and Achievements

and Investors awareness, edu­cational programmes etc. and with the Mission—responsive in business environment, suitably formulate, modify Corporate Laws and Regulations from time to time and Vision to facilitate Corporate growth and enligh­tened regulation etc. activities.

-► Composition of Active Com­panies—Broad            Sector-wise—

The economic activity-wise distribution of active Companies as on 31st March, 2004 was remained 61% Service, 36% Industry and 3% Agriculture.

  • During the year 2014-15, Com­position of active Companies- (detailed Sectorwise)—w.e.f.

1957 to 2014 (58 years), Com­panies numbers are increasing in the economic development of India continuously and playing an active role, those can be expressed as—

Allied Sector was registered. Since, Agriculture is the source of about 70% of rural population. Therefore, theje is a dire need to increase agriculture and allied sector’s share in 21st Century. During the year 2013-14, the total foodgrains production was achieved highest ever i.e., 265-04 million tonnes v/s 252-68 in 2014- 15, which reduced 1-5% (|) due to Rabi season rainfall. In future, agricultural based industrial sector needs emphasis e.g., dal/ besan chakki establishment, oil industry, grain flour mills; vege­tables/ flowers/ fruits industry. -* Neem based industry-Oil and Cakes; so as to provide labour employment and finally for improving their socio-economic status. Since, Neem (Azadirachta indica) is the origin of India— ‘Neem Year 2005’ celebrated, which can be used for bio-insecti­cides formulation from all 5 plant parts-roots, stem, leaves, flowers and fruits/seeds in agriculture- pest control.

“» Growth of Corporate Sector in India—The Corporate Sector has played its active role alongwith continuous growth of companies numbers in the country w.e.f.

1957 to 2014 (as on Dec. 31, 2014) within about 58 years, those can be expressed as—

Year/Item Companies No.’s (Limited through share)
1957 29,357
1977 45,866
1987 1,40,670
1997 4,50,950
2010 8,35,860
2011 7,14,555
2012 8,00,760
2013 9,52,433
2014 10,07,637

 

(Companies No’s)
Above figures clearly indicate that within about 58 years of the country, the companies large numbers have been increased in Corporate Sector at National level, providing labour employ­ment through ‘Companies Act, 1956’ and its administration. Indian Institute of Corporate Affairs (IICA)—Registered as a Society in 2008 under the ‘Societies Registration Act, 1§60’. It is an autonomous , Institute under the aegis of the Ministry of
Activity, upto Dec. 31, 2014

Sector %age
Agriculture and Allied Activities 1-8
Mining & Quarrying 0-6
Manufacturing 10-1
Electricity, Gas & Water Companies 0-6
Construction 11-7
Trading 10-8
Transport, Storage and Communication 2-0
Finance/Insurance and Real Estate & Business Services 53-7
Community, Personal & Social Services 8-7

 

Corporate Affairs (GOI), estab­lished as a ‘think tank’, action research services delivery and capacity building Institute to serve the Ministry as well as local communities for effective contri­bution towards sustainable growth and development. A Cooperation Agreement is to be signed sortly between Indian Institute of Corporate Affairs (IICA) and International Finance Corporation (IFC) for streng­thening Corporate Governance in identified companies in the country.

Investor Education and Protec­tion Fund—The Investor Educa­tion and Protection Fund (IEPE)- set-up under ‘Sector 205 C of the Companies Act, 1956’ for sup­porting activities related to inves­tor education, awareness and protection. Under the Com­panies Act, 2013, the Investor Education and Protection Fund Authority will be set-up to administer the fund of the MCA (GOI).

Limited Liability Partnership (LLP) Act, 2008 related activi­ties—The role ‘LLP Act, 2008’ is

to create a facilitating environ­ment for entrepreneurs, service providers and professionals to meet the challenges of global competition. The ‘first LLPs’ was registered on April 2, 2009. The Economic activity-wise classifica­tion of LLP-as on 31st Dec., 2014 reveals that service sector account for over 83% LLPs, which can be expressed as—

(LLPs Registered by Economic

Above figures on economic activity-wise classification of LLPs as on Dec. 31, 2014 reveals that Finance, Insurance, Real Estate & Business Services accounts about 54%.

One Person Company—Under Companies Act, 2013, during 2014-15 (upto Dec. 31, 2014), a total of 1,403 one Person Com­panies were registered with collective authorized capital of ? 31-13 crore, which are working for economic activity 1-5% com­panies in Agriculture and Allied activities, 55-3% in Business services (maximum) etc. sectors. Companies (Donation to National Funds) Act, 1951 Activities—The National Gandhi Memorial Fund (NGME) and the Sardar Vallabhbai Patel National Memorial Fund (SVBPNMF) have been approved by the GOI, making them eligible to receive donations. The Act-enacted in 1951, enables any company, not withstanding anything contained in the Companies Act to make donations for charitable purpose as approved by GOI. On 31st Oct; Birth Anniversary of SVB Patel and Nation observed ‘Rashtriya Ekta Diwas’ were celebrated.

  • Other activities of the Ministry of Corporate Affairs (MCA)—
  • * Rashtra-Bhasha—The MCA (GOI) continues to enhance its efforts for promoting the use of Hindi in officialiwork. During the year 2014-15, ‘Hindi Fort­night’ w.e.f. Sept. 12-26, 2014 was celebrated through many com­petitions Hindi workshops, (June 2, 2014) Hindi speaking officers/employees etc. activities. International Cooperation— ‘IICA’ (Indian Institute of Corpo­rate Affairs, GOI) and Institute of Directors (IOD), U.K. entered into an MoU to promote objec­tives of improving Corporate Governance of India, so as to leveraging the expertise of IOD. The Cooperative Agreement bet­ween IICA and IFC (Inter­national Finance Corporation) will be signed shortly for stren­gthening Corporate Governance in identified companies in the country.

 

Objective Questions

-♦ Investor Awareness and Pro­tection—A large number of Investor Awareness Programmes were conducted during 2012-13 e.g., 1985 programmes in 2012-13 and 2900 programmes in 2013-14 with the partnership of 3 profes­sional Institutes i.e., ICAI (Institue of Chartered Accoun­tants of India); ICSI (Institute of Company Secretaries of India) and ICAI (Institute of Cost Accounts of India), so as to educate investors, including young investors.

Statistics Division—It looks after issues relating to improvements of Corporate Statistics, generated from the MCA-21 Portal (includ­ing in XBRL mode, shares statistical information on the Corporate Sector with CSO, RBI, SEBI and others, as and when necessary.

Summary

Based upon the several activities done in the field of Corporate Affairs during the year 2014-15 by the Ministry of Corporate Affairs (MCA- GOI), it can, thus, safely be summ­arized in nutshell as—

  1. IICA (Indian Institute of Cor­porate Affairs) Manesar Campus (Gurgaon, Haryana) estd-April 13, 2012 under the Ministry of Corporate Affairs (MCA-GOI) headed by D.G. is playing a vital role to serve as a ‘Holistic- Think-Tank’ and Capacity Building, Service Delivery Institution through Synergized Knowledge Management. ‘IICA’ is also helping in continuous improvement of Service Delivery Mechanisms in diverse areas like; MCA-21, investor education and protection etc.
  2. LLPs (Limited Liability Partner­ship) Registered by Economic Activity, 2009-2014 (6 years duration) reveals that service sector accounts for over 75% LLPs, however, Agriculture and Allied Sector Activities remains
  • 8% only, which needs to improve through agricultural based industrial sector-i.e., on fruits, vegetables, flowers, cereals, pulses, oilseeds, medi­cinal, aromatic plants cultivation,
    biopesticides etc; so as to improve socio-economic status of farmers.
  1. The economic activity wise dis­tribution of active companies as on Dec. 31, 2014 indicates the 2-5% Agriculture Composition of active companies as broad sector- wise needs to improve V/S 61% service and 36% industry sector. Besides these, there are other several achievements made during the year.

Memorable Points: Related
to Corporate Affairs-
National & International
Cooperation Initiatives

 

decisions of CCI (Competition Commission of India), was established on October 14—

  • 2002 (B) 2003

(C) 2004            (D) 2005

  1. As per the composition of Active Companies : Economic Sector- wise, the share of Agriculture & Allied Activities is—
  • 2-5% (B)     4-0%

(C)    5-0%         (D)    Above 5-0%

  1. In Economic Sector, the maxi­

mum share of Business Services with regard to composition of active companies is (about)…. %.

  • 25-7 (B)     30-0

(C)    32-0          (D)    35-0

  1. In India, the percentage of Indus­

trial units of Small and Medium Enterprises (SMEs)—working under the Ministry of Corporate Affairs-MCA, GOI) is about—

  • 75% (B)     80%

(C)    90%          (D)    95%

Answers

  1. (D) 2. (B) 3. (A) 4. (A) 5. (D)
  2. (D) P.Darpan

Continued from Page 101

In a paper released this week in the journal Nature Materials, a Canadian team of researchers des­cribe how tiny scaffolds, made up of 3D-printed layers of a biodegradable and biocompatible polymer known as POMaC[3] [4], provide the architecture for miniature versions of real-life hearts and livers.

Each chip, about the size of a thumbnail, is perforated with micro­scopic channels that, once the whole thing is submerged in a bath of living cells, act as the mini-organ’s internal blood vessels. In time, the heart or liver cells latch onto the structure and grow and eventually behave in the same way they would in the human body. Injected with clinically relevant drugs through their network of blood vessels, the Angio Chips were shown to process drugs in the same way organs would in the actual human body. Like puzzle pieces, the Angio Chips and their vessels can also be attached to each other, effectively creating a tiny model of an inter­linked lung and heart.

  • ‘Cost and Works Accountants Act, 1959’—Changed now as Cost and Works Accountants (Amendments) Act, 2011—the Institute of Cost Accountants of India (ICWAI)
  • ‘Indian Partnership Act, 1932’—for Registration of Firms with Income Tax Act.
  • The ‘Company Secretaries Act’ was

enacted in 1980 to regulate and develop profession of Companies Secretaries as well as to establish Institute of Company Secretaries of India.

  • Societies Registration Act—1860 for registration of literary, scientific & charitable societies to improve their legal status.

[2]    The Companies (Donation to National Funds) Act—enacted in 1951.

  • GNMF (Gandhi National Memorial Fund) and SVBPNMF (Sardar Vallabh Bhai Patel National Memo­rial Fund)—approved by GOI mak­ing them eligible to receive dona­tions.
  • MCA—(Ministry of Corporate Affairs-GOI) Hq. New Delhi (est. in 1956)-Celebrated its 58th foundation year in 2014 (March 31).
  • 7-Regional Directors’ Offices of MCA (GOl)-Ahmedabad; Chennai; Guwahati (Presently functioning at Shillong); Kolkata; Hyderabad; Mumbai and NOIDA-functioning properly.
  • ‘MCA-21’-an e-Governance Project entered its Second Cycle in Jan., 2013 for which, Infosys-as new service provider and MCA launched its pioneering e-Governance initia­tive MCA-21 in January 2007.
  • Competitive Appellate Tribunal (COMAT)-under ‘Competition Act, 2002’-est. on Oct. 14., 2003.
  • IICA (Indian Institute of Corporate Affairs, GOI)-a Registered Society in 2008-Serve as ‘a Holistic Think- Tank’ & Capacity Building Service Delivery Institution, Manesar (Har- yana)-working for the Corporate Growth.

[4]       LLP (Limited Liability Partnership) Act, 2008-notified on January 9, 2009 First LLP-registered on April 2, 2009.

  1. The Central Coordination and Monitoring Committee (CCMC) under the MCA (Ministry of Cooperate Affairs, GOI) & SEBI (Securities & Exchange Board of India) was set-up in—
  • 1990 (B) 1991

(C) 1992            (D) 1999

  1. The Competition Appellate Tribunal (COMPAT)—functio­ning under the ‘Competition Act, 2002’, with powers to entertain appeals against directions